The 2026 Insurance Publication covers the legal developments and emerging risks shaping New Zealand’s insurance sector.

This edition explores the impact of AI, cyber and data risks on insurance liability, the GST implications of insurance proceeds following Mainzeal v CIR, and preparations for the Contracts of Insurance Act. We also examine the latest trends in IFSO Scheme disputes, including rising health claims and AI-assisted complaints, and the implications of building reform and proportionate liability for insurers.